PROGRAMS
& SERVICES

Frequently Asked Questions

What do you charge for your services?

Individual counseling is free. Anyone can come in and sit down with our loan administrator to see if they qualify for a loan through our program. If a person does buy a home through NHS, there is a $100 application fee. Fees vary by mortgage product. NHS offers 100% financing, with minimum down payment requirements as low as $500. loan criteria is tailored to clients profile.

Our home buyer education workshop is required for all families purchasing a home through NHS. The cost is free to you and covered by a generous donation from the City of Scranton and Lackawanna County.